We had a wonderful experience with Rafael. Our case was extremely difficult and we had no idea how to obtain our loan in good conditions. Rafael was involved at 100% and fight for us to find our loan. It took time for him but finally, we had a great deal with a bank thanks to him.
We just closed on escrow and I will never say enough Thank You. He is a great professional and if you are enough lucky to work with him, you can trust everything he says!!!!!

-Haim from Glendale, CA

I worked with Rafael in May-June 2019 on refinancing my home. I told him what kind of deal I was looking for and he helped me out so much! He was referred to me by a friend of mine who is a personal banker and I’m so glad I got a hold of him. There’s nothing better than dealing with someone who honestly cares about your best interest. Also, his response time is impeccable. Thanks Rafael!

During our search for the right home, My wife and I had allot of questions as well as concerns. Rafael broke it down and provided options. On closing of our new home; I was on a business trip. Thankful, Rafael Ortega went out of his way to ensure no delays… We are very Thankful!
-Stanley Barros Jr from Oxnard, CA

Rafael is great, we sat and went over my stuff. He gave me a perapovel letter and I was able to get my 1st house. He answered all my questions and listened to my concerns. He definitely helped the hole process go through with out any problems.
I would definitely recommend using him for your mortgage needs.
-EdwardWeber7 from Simi Valley, CA

Rafael is really a five-star broker. Before I start working with him on my mortgage, I had spoken to five other brokers. I found him very knowledgeable regarding the rules and the best in the rates he offered me. He patiently walked me through all steps of applying and gave me good pieces of advice. Rafael is very polite and professional in the character. He replied to all my question with unbelievable patience and upon my request, he did the calculations multiple times for me to help me get a better understanding of maximum allowable mortgage, interest rates, and the fees. He helped me arranging my documents in the best way. One important thing I liked the most about him was his superb capability of using cyber technology, so it will be very easy for busy clients to get in touch with him remotely and send the documents or sign new documents electronically. Last but most important of his qualities, is the honesty that made me refer many of my friends to him.
So, I absolutely recommend him and I’m happy to have him around for my future loans.
-Amir H from Los Angeles, CA